By Payop

Payop Pay by Bank

Bank-account checkout payments with real-time payment confirmation.

The offering

What Payop Pay by Bank does

Payop Pay by Bank lets a customer authorise payment from their bank account. Payop positions it for digital businesses, including online casinos and betting, and describes open-banking APIs with strong customer authentication.

Confirm the banks and countries available for the merchant, and distinguish payment confirmation from settlement timing.

Who should explore it?

Operators adding bank-based checkout in supported markets.

  • Accept bank-funded deposits
  • Add an alternative to card checkout

Documented capabilities

  • Bank authentication
  • Direct bank payments
  • Payment confirmation

Reported in the linked public sources. We have not independently tested these capabilities.

Product details

Product role
Account-to-account checkout paymentsSource
Authentication
Customer authentication through the banking flowSource
Payment status
Real-time confirmation described by PayopSource
Published regional focus
Open-banking APIs across Europe and the UK; confirm bank-level supportSource

Delivery & commercial details

Delivery & integration
Payop checkout integration using supported open-banking connections.
Pricing
Merchant quote required; published material does not establish a universal processing rate.

Confirm market availability, rights, service levels and contractual terms for your implementation. API availability alone does not establish a named integration.

Buyer questions, answered

Does this product require a payment card?

The described flow uses the customer’s bank account instead of card entry.

Source
Does instant confirmation mean the merchant is immediately settled?

The overview describes confirmation speed. Obtain a separate commitment for settlement and access to funds for each payment route.

Source