By OpenPayd

OpenPayd Virtual IBANs

Named client payment identifiers allocated under pooled accounts for payment attribution and reconciliation.

The offering

What OpenPayd Virtual IBANs does

OpenPayd Virtual IBANs allocates named payment identifiers to underlying clients after the business has established its pooled accounts. The offer uses an API to associate a virtual IBAN with a linked client, currency and account name, helping the buyer identify incoming and outgoing activity. OpenPayd explicitly presents virtual IBAN allocation in its gaming infrastructure offer.

Treat this as client payment allocation infrastructure. The page describes identifiers under pooled accounts; it does not establish a separately owned bank deposit account for every player or provide the operator’s gaming balance ledger. Agree accepted fund ownership, eligible client types, currencies, incoming routes and any player-money protection arrangement before onboarding. Map each identifier to the correct client record and verify transaction evidence, corrections and exceptions with the finance team.

Who should explore it?

Approved operator payment and finance teams requiring client-level payment attribution under pooled account infrastructure.

  • Attribute approved incoming transfers to the correct client record
  • Reconcile client-related payment activity against an operator ledger

Documented capabilities

  • Named virtual IBAN allocation
  • Linked client and currency parameters
  • Pooled account structure
  • Incoming/outgoing transaction visibility
  • API access

Reported in the linked public sources. We have not independently tested these capabilities.

Product details

Client allocation job
Named virtual payment identifiers for underlying clients and payment reconciliation.Source
Underlying structure
Virtual IBANs are allocated after pooled accounts are opened; separately owned client bank deposits are not established by this offer.Source
Currency scope
The API links an identifier to a client and currency; enabled currencies and underlying accounts must be agreed.Source
Allocation interface
API allocation using linked-client, currency and account-name information.Source
Payment attribution
Named identifiers support client-level visibility over incoming and outgoing transactions.Source
Accepted fund flows
The gaming offering includes virtual IBAN allocation; service-specific entity, client and fund-flow onboarding remains necessary.Source

Delivery & commercial details

Delivery & integration
Open approved pooled accounts, agree client and fund scope, then allocate virtual IBANs through the API. Validate identifier-to-client mapping, currency enablement and transaction reconciliation before using player-related flows.Source
Pricing
Request account and identifier charges, transfer/FX fees, volume tiers and exception terms for the selected client allocation design; no complete tariff is published on the reviewed page.

Confirm market availability, rights, service levels and contractual terms for your implementation. API availability alone does not establish a named integration.

Buyer questions, answered

Does each virtual IBAN establish a separate player-owned bank account?

The product describes allocating named virtual IBANs after opening pooled accounts. Confirm legal account ownership and player-money arrangements in the contract; the identifier itself does not establish an individual bank deposit account.

Source
How is this different from a corporate account?

Virtual IBANs allocate identifiers to underlying clients for transaction attribution. Corporate Accounts is separately marketed for business funds and spending; client allocation requires its own approved design.

Source