By Aeropay

Aeropay Pay

Customer-authorised US bank payments with ownership checks and configurable routing.

The offering

What Aeropay Pay does

Pay combines bank linking with customer-authorised collection. Aeropay describes account ownership and balance checks, risk-model configuration and routing choices including same-day ACH and enabled Request for Payment flows. Integration can use APIs, a prebuilt SDK or payment links, with event notifications supporting transaction tracking.

For an operator, define when an authorised payment becomes a usable player balance and how returns are handled. Aeropay advertises a guarantee option covering ACH return codes, but coverage, fees and liability need to be specified in the merchant agreement. Written approval of online-gambling activity precedes production use; a bank connection is not merchant acceptance or an unrestricted settlement promise.

Who should explore it?

Approved US operators adding bank-linked deposits with an agreed return-risk policy.

  • Collect approved US gaming deposits
  • Reconcile authorised bank payments and returns to the cashier ledger

Documented capabilities

  • Bank linking and ownership checks
  • Real-time balance checks
  • Configurable risk and routing
  • API, SDK and payment-link delivery
  • Payment-event notifications

Reported in the linked public sources. We have not independently tested these capabilities.

Product details

Bank acceptance
Collect customer-authorised payments from linked US bank accounts.Source
Merchant boundary
Online gambling requires prior written consent; US bank/credit-union and licence conditions apply.Source
ACH risk option
A marketed guarantee option covers ACH return codes; scope, fees and liability must be agreed.Source
Checkout interfaces
API, prebuilt SDK or payment links with event notifications.Source

Delivery & commercial details

Delivery & integration
API, prebuilt SDK or payment links after written merchant approval. Test authorisation, bank routing, return handling and ledger/event reconciliation.Source
Pricing
Service fees are set in the merchant agreement. Obtain transaction, guarantee, return and enabled-route charges rather than assuming the advertised option is included.

Confirm market availability, rights, service levels and contractual terms for your implementation. API availability alone does not establish a named integration.

Buyer questions, answered

Is the ACH guarantee a universal payment promise?

It is a marketed service option covering ACH return codes. The merchant agreement determines applicable coverage, charges and liability; it should be assessed separately from bank linking or payment authorisation.

Source
How is a customer bank account used?

Aeropay describes linking a US checking or savings account, checking ownership and balances, and collecting an authorised payment through an enabled route. Production use remains subject to merchant consent and terms.

Source